In 2025, Calgary Co-op members earned:
Calgary Co-op members who qualify for a 2025 Patronage Return will receive the cash portion of their 2025 Patronage Return beginning in January 2026.
Members with the Calgary Co-op App: Patronage Returns will be deposited in your app as Calgary Co-op Bonus Cash on Thursday, January 15, 2026.
Bonus Cash can be redeemed for:
Members registered online at mycalgarycoop.com with no app: Patronage Returns will be sent as an E-transfer at the end of February.
Members with no app, online account, or online banking: Patronage Returns can be mailed as a cheque in early March. Please contact us at 1-833-310-0095 if you have not already requested a mailed cheque.
Once you choose how you’d like to receive your Patronage Return, your preference will stay in place until you make a change.
For more detailed information, see the Patronage FAQ page.
Calgary Co-op members pay $1 for a lifetime membership, which buys them one share in the co-operative, making them member-owners, and grants them an equal amount of decision-making power. One member, one vote. At the end of the year, our member-owners participate in profit sharing, called Patronage. Patronage is made up of cash and equity shares.
Patronage is a term in co-operative businesses to mean that when you spend with us, the profits go back to our members… you! Each year you’ll get a patronage return, based on your annual spending at Calgary Co-op* stores and how well we have performed. You’ll also earn equity.
Shopping at Calgary Co-op earns you a patronage return (our version of profit sharing) once a year.
Purchases that don’t count towards your total patronage: bus passes, tickets for events and activities, the purchase of gift cards (the person using it will earn towards their return), lottery tickets and stamps. This list is subject to change.
*The cash portion of Patronage is only issued when in excess of $10
*Please note: shopping at other co-operatives doesn’t contribute to your return. Calgary Co-op stores are found in Calgary, Airdrie, Cochrane, High River, Okotoks and Strathmore. Other co-operatives are operated separately and require their own membership to take part in their profit sharing benefit.
Equity is the term we use to describe the shares you’ve accumulated through your patronage earnings (the longer you’re with Calgary Co-op, the more equity you have).
All members start out with the $1 share they purchased to become a member. Every year, some of your year-end patronage may be returned in shares (and some will be cash aka the patronage return).
Your full equity account can be paid out when you move or turn 65.
As we continue to evolve and modernize our co-operative, we have changed how patronage is paid and equity is structured to make it more simple, immediate, and transparent. Calgary Co-op members who qualify for a 2025 Patronage Return will receive the cash portion of their Patronage Return this winter, beginning in January, 2026 deposited into the Bonus Cash Bubble in the app. If you do not have the Calgary Co-op app, please see the FAQ for additional information.
We simplified our equity and cash payout rates from 11 tiers to 3 tiers meaning most members will get a greater proportion of their patronage back in cash.
Receive your Patronage Return early. In January, members with the new Calgary Co-op app will receive the cash portion of their Patronage as a lump sum into their Bonus Cash bubble in the app.*** Once in your Bonus Cash bubble, you can redeem your Calgary Co-op Bonus Cash on eligible purchases at food, liquor, convenience stores, on fuel and Home Healthcare locations.
Watch your Patronage earnings accumulate through the year in your Member Earnings Bubble. You will see both your 2025 Patronage, and your accumulating estimated 2026 Patronage in this bubble until your 2025 Patronage is paid out in January 2026.
For purchases made from November 2, 2025 to October 31, 2026 is as follows:
Uncover more with Calgary Co-op’s Refreshed Membership Program.
**Some restrictions apply.
***Calgary Co-op app download and registration required. Visit calgarycoop.com/appterms for additional terms and conditions.